The holidays are upon us and this is really my favorite time of year. Minus the snow storms (eye roll) I love the idea of cozy sweaters, warming up with hot cocoa, holiday movies, and spending time with the ones I love most. Bring on the epic office pot-lucks, ugly sweater contests, and memorable holiday parties! Most people get caught up in the holiday cheer, chasing the sales, finding the perfect gifts and deciding on the perfect decorations to bring your home to life. But once all the glitter and dust from the holiday settles, many folks face major financial strain. Because, against their better judgment, they’ve overdone it this holiday … yet again. This doesn’t have to be you! Keep reading to learn about the 4 money mistakes to avoid this holiday season.
Hey loves! I’ve gotten so many questions since I revealed the truth about my finances. I’m so glad that many of you have found inspiration in my story to embark on your own path to financial freedom! I’ll admit, my journey towards being debt free has been a major learning experience. I want to place emphasis on the word JOURNEY because it’s nothing short of that! One thing that I’ve embraced is changing my spending behaviors in order to save money.
I have a question for you. Do you feel like you have control over your money, or does it have control over you? Many people don’t even realize that they’re spending way more than they earn. I was also guilty of this, and used my credit cards to supplement my bad money habits. As you guys know from my last few posts, money definitely had its control over me up until recently. Thankfully I was able to make necessary adjustments and flip the script! I believe that my monthly budget has given me the ability to do so. It wasn’t easy, but I am confident that I’ve mastered my budget and I’m certain you can do the same.