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personal finance

Personal Finance

Investing: Understanding the Basics

Hey friends! If you’ve been reading my blog for some time now, you know that I’ve spent the last year and a half focusing on eliminating my debt. Feel free to read all about where why I decided to get serious and pay off my debt here. Well, I’m happy to share that I’m almost there! Whew, hallelujah! It’s been a journey and honestly, I’m going to have so much extra money lying around. Now, the old me would hop on the chance to shop and blow all the extra money on frivolous things. However, the new and financially mature me is ready to start investing. The world of investing can be pretty damn intimidating if I’m being honest! But it doesn’t have to be. In this post, I’d like to share with you the basics of investing. 

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Personal Finance

How to Use Credit Cards Responsibly

Credit cards have always been my Achilles heel, until recently. I don’t know, it was something about buying now and paying later that always appealed to me. I remember when I got my first credit card, I was 18 and it was my sophomore year in college. Someone thought that it was a great idea to give me a credit card with a $500 credit line. Back then, $500 felt like a lot of money! I think it took me all of two months to max that credit card out. Was it irresponsible? Yes, absolutely. But I know that a lot of people have fallen victim to this. We’re not bad people. We just never learned how to use credit cards responsibly. 

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Personal Finance

10 Habits of Financially Savvy & Successful Women

Nowadays, there are so many amazing successful women to aspire to. Yes, success can come in many forms and from many walks of life. Some successful women have charisma, some are unapologetically fearless, and others extremely passionate about what they do. So, what’s the one thing that successful women have in common? Financial habits that keep them on track. Why? Because successful women know the importance of money management and having control of their finances, and not the other way around. Keep reading to learn the 10 habits of financially savvy and successful women. Continue Reading

Personal Finance

10 Mistakes to Avoid When Filing Your Taxes

Tax season is upon us! Normally this time of year there are two types of reactions: excitement or dread. Everyone’s tax situation is different. Some folks love tax season more than they love Christmas, while others say a silent prayer and just hope to make it through this period with no major casualties. Whatever side of the spectrum you’re on, be sure to avoid these ten mistakes when filing your taxes this year. 

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Personal Finance

How to Improve Your Credit Score

How to Improve Your Credit Score

In a society where many people think that cash is king, having good credit is just as, if not more, important. Having good credit is equally as important as having good money management skills. No bullshit, your credit score is one of the most important numbers in your life. If you’re someone that wants to know how you can improve your credit score, easily and quickly, keep reading. 

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