financial freedom Archives

The Key to Building Wealth & Closing the Wealth Gap

December 3, 2020

Thank you DiversyFund for sponsoring this post. It’s never too early to learn about investing for your future! How old were you when you first understood the concept and importance of money? Now, keeping that in mind, when did you learn about the importance of financial literacy? I understood the idea and value of money, specifically, how great it felt to have it and also how amazing it felt to spend it at a very young age (grade school). However, when it came to me being financially literate, I only grew to[...]

Personal Finance

5 Things to do with Your Paycheck on Payday

August 6, 2020

Is there a working person walking this earth that doesn’t look forward to payday? I mean, it’s one of my favorite days and will likely never get old. Interestingly enough, my excitement is not for the reason you may think… to spend it all on things like traveling, new clothes or pricey dinners with my friends (although these are things that I enjoy). I love payday because it’s yet another chance to get closer to my financial goals. Seriously! I mean business on payday, okay! If you’re eager to mee[...]

Personal Finance

Investing: Understanding the Basics

June 11, 2020

Hey friends! If you’ve been reading my blog for some time now, you know that I’ve spent the last year and a half focusing on eliminating my debt. Feel free to read all about where why I decided to get serious and pay off my debt here. Well, I’m happy to share that I’m almost there! Whew, hallelujah! It’s been a journey and honestly, I’m going to have so much extra money lying around. Now, the old me would hop on the chance to shop and blow all the extra money on frivolous things. However, the[...]

Personal Finance

10 Habits of Financially Savvy & Successful Women

February 27, 2020

Nowadays, there are so many amazing successful women to aspire to. Yes, success can come in many forms and from many walks of life. Some successful women have charisma, some are unapologetically fearless, and others extremely passionate about what they do. So, what’s the one thing that successful women have in common? Financial habits that keep them on track. Why? Because successful women know the importance of money management and having control of their finances, and not the other way around. Keep rea[...]

Personal Finance

4 Money Mistakes to Avoid This Holiday Season

November 21, 2019

The holidays are upon us and this is really my favorite time of year. Minus the snow storms (eye roll) I love the idea of cozy sweaters, warming up with hot cocoa, holiday movies, and spending time with the ones I love most. Bring on the epic office pot-lucks, ugly sweater contests, and memorable holiday parties! Most people get caught up in the holiday cheer, chasing the sales, finding the perfect gifts and deciding on the perfect decorations to bring your home to life. But once all the glitter and dust[...]

Personal Finance

50 Ways to Save Money Everyday

November 9, 2019

Saving money is one of those things that we all want to do a little more of. At times, it may seem like it is easier said than done. But, if you’re serious about improving your finances and end the vicious cycle of living paycheck-to-paycheck, you have to find ways to save more money. Whatever your end goal is, it’ll make things much easier if find ways to cut costs each month. If you’re a little stuck on what you can do, don’t worry! Keep reading for 50 ways to save money everyday. read more[...]

Personal Finance

How to Eliminate Your Debt in 5 Easy Steps

March 7, 2019

Did you know that roughly 40 percent of Americans have credit card debt? Even further, research shows that American households owe an average of $6,929 to the creditors. What’s even more interesting, is that as a society; we’re earning more but we also owe more! I think it’s safe to say, that when it comes to credit card usage, it can fast become a downward spiral, if you let it. Unfortunately, I am not an exception to this revelation. But instead of hiding under a rock, I’m determined to do somet[...]

The Key to Building Wealth & Closing the Wealth Gap

5 Things to do with Your Paycheck on Payday

Investing: Understanding the Basics

10 Habits of Financially Savvy & Successful Women

4 Money Mistakes to Avoid This Holiday Season

50 Ways to Save Money Everyday

How to Eliminate Your Debt in 5 Easy Steps

@moniqueelise__

follow me on instagram