The holidays are upon us and this is really my favorite time of year. Minus the snow storms (eye roll) I love the idea of cozy sweaters, warming up with hot cocoa, holiday movies, and spending time with the ones I love most. Bring on the epic office pot-lucks, ugly sweater contests, and memorable holiday parties! Most people get caught up in the holiday cheer, chasing the sales, finding the perfect gifts and deciding on the perfect decorations to bring your home to life. But once all the glitter and dust from the holiday settles, many folks face major financial strain. Because, against their better judgment, they’ve overdone it this holiday … yet again. This doesn’t have to be you! Keep reading to learn about the 4 money mistakes to avoid this holiday season.
Saving money is one of those things that we all want to do a little more of. At times, it may seem like it is easier said than done. But, if you’re serious about improving your finances and end the vicious cycle of living paycheck-to-paycheck, you have to find ways to save more money. Whatever your end goal is, it’ll make things much easier if find ways to cut costs each month. If you’re a little stuck on what you can do, don’t worry! Keep reading for 50 ways to save money everyday.
Did you know that roughly 40 percent of Americans have credit card debt? Even further, research shows that American households owe an average of $6,929 to the creditors. What’s even more interesting, is that as a society; we’re earning more but we also owe more! I think it’s safe to say, that when it comes to credit card usage, it can fast become a downward spiral, if you let it. Unfortunately, I am not an exception to this revelation. But instead of hiding under a rock, I’m determined to do something about it and eliminate, or for purposes of this post, slay my credit card debt – once and for all. Are you interested in becoming debt free? Keep reading to learn how you can eliminate your debt in 5 easy steps. Continue Reading