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finances

Personal Finance

Investing: Understanding the Basics

Hey friends! If you’ve been reading my blog for some time now, you know that I’ve spent the last year and a half focusing on eliminating my debt. Feel free to read all about where why I decided to get serious and pay off my debt here. Well, I’m happy to share that I’m almost there! Whew, hallelujah! It’s been a journey and honestly, I’m going to have so much extra money lying around. Now, the old me would hop on the chance to shop and blow all the extra money on frivolous things. However, the new and financially mature me is ready to start investing. The world of investing can be pretty damn intimidating if I’m being honest! But it doesn’t have to be. In this post, I’d like to share with you the basics of investing. 

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Personal Finance

10 Mistakes to Avoid When Filing Your Taxes

Tax season is upon us! Normally this time of year there are two types of reactions: excitement or dread. Everyone’s tax situation is different. Some folks love tax season more than they love Christmas, while others say a silent prayer and just hope to make it through this period with no major casualties. Whatever side of the spectrum you’re on, be sure to avoid these ten mistakes when filing your taxes this year. 

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Personal Finance

How to Budget Like a Boss

I have a question for you. Do you feel like you have control over your money, or does it have control over you? Many people don’t even realize that they’re spending way more than they earn. I was also guilty of this, and used my credit cards to supplement my bad money habits. As you guys know from my last few posts, money definitely had its control over me up until recently. Thankfully I was able to make necessary adjustments and flip the script! I believe that my monthly budget has given me the ability to do so.  It wasn’t easy, but I am confident that I’ve mastered my budget and I’m certain you can do the same. 

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Personal Finance

June 2019 Debt Payoff Update


Hey loves! Can you believe that I started my debt free journey a little over 6 months ago?
I have to say… I’m super proud of myself for sticking to my budget and paying down my debt. It feels great to know that I’m that much closer to achieving financial freedom! Now I won’t sit here and pretend that the last six months or so have been a cake walk. In fact, I can admit that I hit a few bumps in the road. But I’ve come such a long way! I wanted to do something fun and share my June 2019 financial update with you guys…

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Personal Finance

4 Ways to Reprogram Your Money Mindset

Money… something that I’m sure every single one of us thinks about at least once on a daily basis. Whether you’re finding new ways to earn it, making new plans to spend it or save it; money is on all of our minds (some more than others of course). What if I told you that your perception about money has a direct effect on how you earn, spend, and save it? If you find yourself living to paycheck to paycheck, unable to save, or find your heart racing at the mere thought of money – you have a scarcity mindset. In order to make a change in your life, you need to shift your mindset to one of wealth or abundance. Further, if you want to improve your finances you have to start by reprogramming your money mindset. 

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