Credit cards have always been my Achilles heel, until recently. I don’t know, it was something about buying now and paying later that always appealed to me. I remember when I got my first credit card, I was 18 and it was my sophomore year in college. Someone thought that it was a great idea to give me a credit card with a $500 credit line. Back then, $500 felt like a lot of money! I think it took me all of two months to max that credit card out. Was it irresponsible? Yes, absolutely. But I know that a lot of people have fallen victim to this. We’re not bad people. We just never learned how to use credit cards responsibly.
I remember the days of my teenage years – I loved money, but I absolutely HATED the idea of saving it. My motto was simple, I earned my money, and I planned to enjoy it as soon as possible, because I could always get more. I have to be honest, if I could travel back in time, I would do so just to slap some sense into my own naïve self! Seriously, what was I thinking? Thank goodness times have changed and I’ve actually gained some financial literacy. In fact, nowadays, I’m addicted to saving my coins. Now I have 5 savings accounts, here’s why you should have multiple savings accounts too…
*This post may have affiliate links, which means I may receive commissions if you choose to purchase through links I provide (at no extra cost to you).
Finances, money, coins, mula …whatever you want to call it, it’s kind of a big deal. If you’ve been reading my blog for a while then you know that I’ve been pretty upfront about my struggle with making good financial choices in the past, and my decision to begin my debt free journey. Before I finally did that, though, I did a TON of research. Maybe it’s the planner in me, but before I try something new, I like to do a little digging first, you know, to prepare. In doing so, I stumbled upon some great personal finance blogs by women of color. I wanted to share that list with you. So, keep reading to see my favorite female personal finance bloggers to follow.