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credit cards

Personal Finance

How to Use Credit Cards Responsibly

Credit cards have always been my Achilles heel, until recently. I don’t know, it was something about buying now and paying later that always appealed to me. I remember when I got my first credit card, I was 18 and it was my sophomore year in college. Someone thought that it was a great idea to give me a credit card with a $500 credit line. Back then, $500 felt like a lot of money! I think it took me all of two months to max that credit card out. Was it irresponsible? Yes, absolutely. But I know that a lot of people have fallen victim to this. We’re not bad people. We just never learned how to use credit cards responsibly. 

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Personal Finance

June 2019 Debt Payoff Update


Hey loves! Can you believe that I started my debt free journey a little over 6 months ago?
I have to say… I’m super proud of myself for sticking to my budget and paying down my debt. It feels great to know that I’m that much closer to achieving financial freedom! Now I won’t sit here and pretend that the last six months or so have been a cake walk. In fact, I can admit that I hit a few bumps in the road. But I’ve come such a long way! I wanted to do something fun and share my June 2019 financial update with you guys…

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Personal Finance

How to Improve Your Relationship With Money

Money relationships can be complicated. If you could rate your relationship with money on a scale from 1-10, what would it be? If it’s anything less than an 8, you have some work to do. Having a healthy relationship with money is key to being financially stable. In fact, the way you relate to money has a direct correlation to the way you behave towards it. Further, your financial goals and how you use money are determined by your habits, thoughts, and feelings about money. So, if you want to improve your finances, you must first cultivate a healthy relationship with money. 

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