I remember the days of my teenage years – I loved money, but I absolutely HATED the idea of saving it. My motto was simple, I earned my money, and I planned to enjoy it as soon as possible, because I could always get more. I have to be honest, if I could travel back in time, I would do so just to slap some sense into my own naïve self! Seriously, what was I thinking? Thank goodness times have changed and I’ve actually gained some financial literacy. In fact, nowadays, I’m addicted to saving my coins. Now I have 5 savings accounts, here’s why you should have multiple savings accounts too…
The holidays are upon us and this is really my favorite time of year. Minus the snow storms (eye roll) I love the idea of cozy sweaters, warming up with hot cocoa, holiday movies, and spending time with the ones I love most. Bring on the epic office pot-lucks, ugly sweater contests, and memorable holiday parties! Most people get caught up in the holiday cheer, chasing the sales, finding the perfect gifts and deciding on the perfect decorations to bring your home to life. But once all the glitter and dust from the holiday settles, many folks face major financial strain. Because, against their better judgment, they’ve overdone it this holiday … yet again. This doesn’t have to be you! Keep reading to learn about the 4 money mistakes to avoid this holiday season.
Saving money is one of those things that we all want to do a little more of. At times, it may seem like it is easier said than done. But, if you’re serious about improving your finances and end the vicious cycle of living paycheck-to-paycheck, you have to find ways to save more money. Whatever your end goal is, it’ll make things much easier if find ways to cut costs each month. If you’re a little stuck on what you can do, don’t worry! Keep reading for 50 ways to save money everyday.
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Finances, money, coins, mula …whatever you want to call it, it’s kind of a big deal. If you’ve been reading my blog for a while then you know that I’ve been pretty upfront about my struggle with making good financial choices in the past, and my decision to begin my debt free journey. Before I finally did that, though, I did a TON of research. Maybe it’s the planner in me, but before I try something new, I like to do a little digging first, you know, to prepare. In doing so, I stumbled upon some great personal finance blogs by women of color. I wanted to share that list with you. So, keep reading to see my favorite female personal finance bloggers to follow.
Hey loves! I’ve gotten so many questions since I revealed the truth about my finances. I’m so glad that many of you have found inspiration in my story to embark on your own path to financial freedom! I’ll admit, my journey towards being debt free has been a major learning experience. I want to place emphasis on the word JOURNEY because it’s nothing short of that! One thing that I’ve embraced is changing my spending behaviors in order to save money.