In a society where many people think that cash is king, having good credit is just as, if not more, important. Having good credit is equally as important as having good money management skills. No bullshit, your credit score is one of the most important numbers in your life. If you're someone that wants to know how you can improve your credit score, easily and quickly, keep reading. read more[...]
I remember the days of my teenage years – I loved money, but I absolutely HATED the idea of saving it. My motto was simple, I earned my money, and I planned to enjoy it as soon as possible, because I could always get more. I have to be honest, if I could travel back in time, I would do so just to slap some sense into my own naïve self! Seriously, what was I thinking? Thank goodness times have changed and I’ve actually gained some financial literacy. In fact, nowadays, I’m addicted to saving my coins. N[...]
The holidays are upon us and this is really my favorite time of year. Minus the snow storms (eye roll) I love the idea of cozy sweaters, warming up with hot cocoa, holiday movies, and spending time with the ones I love most. Bring on the epic office pot-lucks, ugly sweater contests, and memorable holiday parties! Most people get caught up in the holiday cheer, chasing the sales, finding the perfect gifts and deciding on the perfect decorations to bring your home to life. But once all the glitter and dust[...]
Saving money is one of those things that we all want to do a little more of. At times, it may seem like it is easier said than done. But, if you’re serious about improving your finances and end the vicious cycle of living paycheck-to-paycheck, you have to find ways to save more money. Whatever your end goal is, it’ll make things much easier if find ways to cut costs each month. If you’re a little stuck on what you can do, don’t worry! Keep reading for 50 ways to save money everyday. read more[...]
Finances, money, coins, mula …whatever you want to call it, it’s kind of a big deal. If you’ve been reading my blog for a while then you know that I’ve been pretty upfront about my struggle with making good financial choices in the past, and my decision to begin my debt free journey. Before I finally did that, though, I did a TON of research. Maybe it’s the planner in me, but before I try something new, I like to do a little digging first, you know, to prepare. In doing so, I stumbled upon some great pers[...]
Hey loves! I’ve gotten so many questions since I revealed the truth about my finances. I’m so glad that many of you have found inspiration in my story to embark on your own path to financial freedom! I’ll admit, my journey towards being debt free has been a major learning experience. I want to place emphasis on the word JOURNEY because it’s nothing short of that! One thing that I've embraced is changing my spending behaviors in order to save money. read more[...]
I have a question for you. Do you feel like you have control over your money, or does it have control over you? Many people don’t even realize that they’re spending way more than they earn. I was also guilty of this, and used my credit cards to supplement my bad money habits. As you guys know from my last few posts, money definitely had its control over me up until recently. Thankfully I was able to make necessary adjustments and flip the script! I believe that my monthly budget has given me the abili[...]
Money... something that I’m sure every single one of us thinks about at least once on a daily basis. Whether you’re finding new ways to earn it, making new plans to spend it or save it; money is on all of our minds (some more than others of course). What if I told you that your perception about money has a direct effect on how you earn, spend, and save it? If you find yourself living to paycheck to paycheck, unable to save, or find your heart racing at the mere thought of money - you have a scarcity m[...]
