Credit cards have always been my Achilles heel, until recently. I don’t know, it was something about buying now and paying later that always appealed to me. I remember when I got my first credit card, I was 18 and it was my sophomore year in college. Someone thought that it was a great idea to give me a credit card with a $500 credit line. Back then, $500 felt like a lot of money! I think it took me all of two months to max that credit card out. Was it irresponsible? Yes, absolutely. But I know that a lot of people have fallen victim to this. We’re not bad people. We just never learned how to use credit cards responsibly.
Nowadays, there are so many amazing successful women to aspire to. Yes, success can come in many forms and from many walks of life. Some successful women have charisma, some are unapologetically fearless, and others extremely passionate about what they do. So, what’s the one thing that successful women have in common? Financial habits that keep them on track. Why? Because successful women know the importance of money management and having control of their finances, and not the other way around. Keep reading to learn the 10 habits of financially savvy and successful women. Continue Reading
Tax season is upon us! Normally this time of year there are two types of reactions: excitement or dread. Everyone’s tax situation is different. Some folks love tax season more than they love Christmas, while others say a silent prayer and just hope to make it through this period with no major casualties. Whatever side of the spectrum you’re on, be sure to avoid these ten mistakes when filing your taxes this year.
In a society where many people think that cash is king, having good credit is just as, if not more, important. Having good credit is equally as important as having good money management skills. No bullshit, your credit score is one of the most important numbers in your life. If you’re someone that wants to know how you can improve your credit score, easily and quickly, keep reading.
I remember the days of my teenage years – I loved money, but I absolutely HATED the idea of saving it. My motto was simple, I earned my money, and I planned to enjoy it as soon as possible, because I could always get more. I have to be honest, if I could travel back in time, I would do so just to slap some sense into my own naïve self! Seriously, what was I thinking? Thank goodness times have changed and I’ve actually gained some financial literacy. In fact, nowadays, I’m addicted to saving my coins. Now I have 5 savings accounts, here’s why you should have multiple savings accounts too…