the category

Personal Finance

How to create a Financial Plan for your future

I think it’s safe to say that we all have different financial goals and aspirations. Some of us want to retire before 40, others may want to make a large investment in real estate, or maybe you want to pay for your child(rens) college education. It doesn’t matter what your goals are, if you want to reach them, you need a financial plan. Keep reading to learn about the 5 steps you need to create a financial plan you can achieve.  read more[...]

How to Kickstart Your Path Towards Financial Success with CreditRepair.com

Thank you CreditRepair.com for sponsoring this post. CreditRepair.com’s team understands that a credit score is not just a number; it's a lifestyle. What does financial success look like to you? Is it a hefty bank account, freedom to do whatever you want, or maybe a big fancy house? I’m certain, no matter what your definition of financial success is, we’re all striving for it. Whatever your choice was, there’s one thing you’ll need to achieve your goals… good credit. Having good credit is what opens[...]

The Key to Building Wealth & Closing the Wealth Gap

Thank you DiversyFund for sponsoring this post. It’s never too early to learn about investing for your future! How old were you when you first understood the concept and importance of money? Now, keeping that in mind, when did you learn about the importance of financial literacy? I understood the idea and value of money, specifically, how great it felt to have it and also how amazing it felt to spend it at a very young age (grade school). However, when it came to me being financially literate, I only grew to[...]

5 Things to do with Your Paycheck on Payday

  Is there a working person walking this earth that doesn’t look forward to payday? I mean, it’s one of my favorite days and will likely never get old. Interestingly enough, my excitement is not for the reason you may think… to spend it all on things like traveling, new clothes or pricey dinners with my friends (although these are things that I enjoy). I love payday because it’s yet another chance to get closer to my financial goals. Seriously! I mean business on payday, okay! If you’re eager to mee[...]

Investing: Understanding the Basics

  Hey friends! If you’ve been reading my blog for some time now, you know that I’ve spent the last year and a half focusing on eliminating my debt. Feel free to read all about where why I decided to get serious and pay off my debt here. Well, I’m happy to share that I’m almost there! Whew, hallelujah! It’s been a journey and honestly, I’m going to have so much extra money lying around. Now, the old me would hop on the chance to shop and blow all the extra money on frivolous things. However, the[...]

How to Use Credit Cards Responsibly

As I’ve embarked on this debt-free journey, I’ve learned a lot about credit cards, both their benefits and drawbacks. Yes, credit cards can be dangerous and can get you into financial trouble. But that’s only if you’re not smart and strategic when you use them. In fact, credit cards can be a pretty powerful financial tool.  read more[...]

10 Habits of Financially Savvy & Successful Women

  Nowadays, there are so many amazing successful women to aspire to. Yes, success can come in many forms and from many walks of life. Some successful women have charisma, some are unapologetically fearless, and others extremely passionate about what they do. So, what’s the one thing that successful women have in common? Financial habits that keep them on track. Why? Because successful women know the importance of money management and having control of their finances, and not the other way around. Keep rea[...]

10 Mistakes to Avoid When Filing Your Taxes

  Tax season is upon us! Normally this time of year there are two types of reactions: excitement or dread. Everyone’s tax situation is different. Some folks love tax season more than they love Christmas, while others say a silent prayer and just hope to make it through this period with no major casualties. Whatever side of the spectrum you’re on, be sure to avoid these ten mistakes when filing your taxes this year.  read more[...]