Did you know that roughly 40 percent of Americans have credit card debt? Even further, research shows that American households owe an average of $6,929 to the creditors. What’s even more interesting, is that as a society; we’re earning more but we also owe more! I think it’s safe to say, that when it comes to credit card usage, it can fast become a downward spiral, if you let it. Unfortunately, I am not an exception to this revelation. But instead of hiding under a rock, I’m determined to do something about it and eliminate, or for purposes of this post, slay my credit card debt – once and for all. Continue Reading
I have a confession to make – the relationship that I have with money needs some work. Although I love money and the many comforts that it affords me in life, I realized that my money management skills over the last two years were nothing to brag about. Yes I have a great job, loving relationship, and bomb ass friends. In reality, most would look at my life and not see anything wrong, but there’s a dark cloud that’s been following me for a few years now: my debt.
My debt, I finally realized, is a direct result of my tumultuous relationship with money. But instead of villainizing the credit card companies, I’ve decided to own my shit. After my admission, it suddenly clicked – if I had a better relationship with money, I wouldn’t be in this situation with my debt! Duh! Once I faced that hard truth; I decided enough was enough – and I dedicated myself to giving my relationship with money a much-needed makeover.
Social media is a two-headed beast. Social media has forever changed our lives and how we interact with one another. Social media, essentially, is what you make it. In my case, social media became one of the main triggers of my anxiety. Although I love the potential it has with moving us forward as a society; I hate the bullshit that comes along with it. And let’s be honest – THERE’S A LOT OF BULLSHIT!
The whole doing everything for likes, fraudulent lifestyles, and unfair and unrealistic pressure it puts on us all is just not my cup of tea. So on October 28th, 2018 – I deactivated all of my accounts (Facebook, Twitter, and Instagram). It was one of the best decisions I’ve ever made.
As the hustle and frenzy of the holiday season wears off, many of us take some time to think about the things we weren’t able to accomplish in the year that has so quickly passed us by. Maybe you want to become a vegan, save more money, or write a book. You’re determined to make the upcoming year matter, and you think of everything you want to do. Then you write them down and wait until January 1st to go after your goals.
Hello everyone…I’m Monique. A blogger, self-published author, college graduate (BBA and MBA holder), Libra, and a woman in love. Not to toot my own horn, but I think I’ve got it going on! I have a job that I love, travel often, have friends that I adore, and drive the car that I want. I know that some people would beg to differ, because with all of my accomplishments I’m still an unmarried, childless woman that’s pushing 31. Something has to be wrong with me right? Like where they do that at?!