In a society where many people think that cash is king, having good credit is just as, if not more, important. Having good credit is equally as important as having good money management skills. No bullshit, your credit score is one of the most important numbers in your life. If you’re someone that wants to know how you can improve your credit score, easily and quickly, keep reading.
Do you have a desire to improve things in your life, just in time for the New Year? Getting into shape, reading more, being more productive, or quitting smoking, just to name a few. Every year, you take the time to create a plan of action and hit the ground running, making drastic changes to your life and daily routine. Then, two weeks later, enthusiasm eventually wears out and motivation is a thing of the past. Read my post “New Year, Same Results?”. What if I told you that is you want to make impactful changes in your life, all you have to do is start small.
I remember the days of my teenage years – I loved money, but I absolutely HATED the idea of saving it. My motto was simple, I earned my money, and I planned to enjoy it as soon as possible, because I could always get more. I have to be honest, if I could travel back in time, I would do so just to slap some sense into my own naïve self! Seriously, what was I thinking? Thank goodness times have changed and I’ve actually gained some financial literacy. In fact, nowadays, I’m addicted to saving my coins. Now I have 5 savings accounts, here’s why you should have multiple savings accounts too…
The holidays are upon us and this is really my favorite time of year. Minus the snow storms (eye roll) I love the idea of cozy sweaters, warming up with hot cocoa, holiday movies, and spending time with the ones I love most. Bring on the epic office pot-lucks, ugly sweater contests, and memorable holiday parties! Most people get caught up in the holiday cheer, chasing the sales, finding the perfect gifts and deciding on the perfect decorations to bring your home to life. But once all the glitter and dust from the holiday settles, many folks face major financial strain. Because, against their better judgment, they’ve overdone it this holiday … yet again. This doesn’t have to be you! Keep reading to learn about the 4 money mistakes to avoid this holiday season.
