Saving money is one of those things that we all want to do a little more of. At times, it may seem like it is easier said than done. But, if you’re serious about improving your finances and end the vicious cycle of living paycheck-to-paycheck, you have to find ways to save more money. Whatever your end goal is, it’ll make things much easier if find ways to cut costs each month. If you’re a little stuck on what you can do, don’t worry! Keep reading for 50 ways to save money everyday.
50 Ways to Save Money
This list is in no particular order, but they are things that I’ve tried or are planning to try out in the near future! Check them out and happy saving!
Household Expenses
1)Give cable the boot
2)Switch cellphone plans for a lower rate
3)Switch your car insurance every few years for a lower rate
4)Install a programmable thermostat to keep your heating bill under control – Try this one
Entertainment
5)Attend local free events in your neighborhood/city
6)Opt for a night in with friends instead of a night out
7)Volunteer
8)Visit free museums
9)Visit a library
10)Stop going to the movies – Netflix and chill or Amazon instead
11)Put vacations on hold
12)Turn your television off to avoid temptation from ads
13)Cancel unused memberships or monthly subscriptions
Health and Beauty
14)Cancel gym membership and workout at home instead
15)Have a self-care day at home
16)Give yourself a manicure or pedicure
17)Do it yourself by skipping your next eyebrow or hair appointment this month
Finances
18)Call your credit card companies and negotiate a lower interest rate
19)Automate your savings
20)Use cash only on purchases
21)Have an extra room in the house? Rent it out
22)Find a hobby that you love and monetize it
23)Do a weekly spending fast
24)Create a budget
25)Consolidate your student loans
26)Shift your money mindset
27)Hide your credit cards
28)Avoid ATM fees
29)Get clear on your financial goals
Shopping
30)Buy used
31)Unsubscribe from retailer emails
32)Leave your credit cards at home
33)Avoid paying full price by only shopping sales or clearance
34)Limit impulse shopping by waiting at least 48 hours to make a purchase
35)Plan ahead for your big purchases or expenses
36)Sell unwanted items
37)Remove your credit card information from your favorite online stores and accounts
38)Cut the bad and expensive habits – like smoking
39)Avoid places like Target, home goods or Marshall’s – I love these places too, but if you’re like me, you can’t go in there without spending money! So just avoid them altogether.
40)Learn how to say no and mean it
41)Put gift cards to use
42)Sign up for cashback websites
Check out Rakuten (formerly Ebates) to start earning now!
Food
43)Pack your lunch
44)Make coffee at home or at work
45)Never go to the grocery store without preparing a list and sticking to it
46)Go 30 days without drinking – you’d be surprised at how much money you can save!
47)Meal prep
48)Buy a water filtration system
49)Only shop sales or weekly specials
50)Purchase ingredients that can be used in more than one meal
There you have it! I hope that you find these tips useful. They’ve definitely helped me save more money. What are some other money saving tricks that you have? Let me know below in the comments!
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